I have known Paul Smith of Provident Solutions for a number of years as a fellow member of our golf club, where he is highly respected for providing excellent professional financial services. At eighty six years, I realised that my portfolio of shares, savings, investments & tax management was beyond my ability. Paul accepted my request to manage all my financial affairs. All the business was conducted at my home at my convenience. We discussed every aspect of my accounts, he always considered my views. Paul set the ‘objective’ to reduce all the sources into four accounts, which was ideal for me. He promptly set to work. There were many different challenges. Through persistent attention to my affairs including a Will, the task was completed in a few weeks entirely to my satisfaction and relief. Paul has a characteristic passion to provide an excellent service. I can confidently recommend him for all financial services.
My wife & I have been delighted with the service provided by Paul at Provident Solutions, since selecting him to be our third financial adviser in 2006. Our previous two were with larger companies of independent advisers sharing administrative and reception costs. This wasn’t ideal and lacked the personal touch. Paul immediately, by his actions, methods and communicative skills, quickly reassured us on these particular areas of concern. Annual meetings around the end of the tax year have been both useful and beneficial and an opportunity to plan new investments and tax implications based on our future requirements. This together with Paul’s regular financial market updates and the flexibility of further one off meetings, should the need arise, confirm our good working relationship.
Being single, it was becoming increasingly important that I received good, objective financial advice for the short-, medium- and long-term. Paul has provided me with that excellent advice. He has ensured that he is in tune with my individual circumstances and has always been careful to work with my preferences, not imposing anything with which I might feel uncomfortable. He is professional in all aspects of business, and I have found it entirely reassuring to work through financial decisions with his knowledgeable guidance.
Paul has always been very reliable and extremely helpful and I am very grateful for his continuing help and advice - especially since my husband died and I had to deal with financial matters. It is so good to know that I can always call on Paul for help and support, it is very reassuring to know he is only a phone call away.
We have used Paul now for a number of years and it has proved to be a very good decision. Paul is a very good listener and ensured that our investments have been appropriate to our needs. He has also has been very supportive and available during recent times. He is very professional, helpful, and confident. His advice is always well considered and thorough and trust worthy. We would have no hesitation in recommending him.
Paul always provides a first class service. His advice is well-considered, proactive and timely. He responds very quickly to any matters on which we have sought his input and we would not hesitate to recommend him
I thoroughly recommend Paul Smith as an IFA. He is more than 'just' an IFA - he not only recommends suitable investments but also considers wider life style issues. Life is not all about money - its about making money work to achieve the lifestyle one wants. Paul does this.
Paul has been an invaluable help with my retirement planning. I would recommend Provident Solutions to anyone needing in-depth financial planning advice.
As an IFA, Paul handles our investments, but also provides an invaluable source of broader financial advice. His approach is very thorough and based on sound fundamental reasearch, which as an FD myself, I regard as essential. Paul is also highly focused on transparency, taking great care to ensure we fully understand the fee structure in, and behind, any transactions. In a complex financial world, we find it invaluable to have someone like Paul who can explain it and help us plot a sensible path forward.
Paul has been invaluable in enabling me to maximise the income from my investment portfolio at a time of very difficult trading conditions . I have no hesitation in recommending him as an expert in his field who conducts his business with integrity and professionalism .
Paul has advised my wife and me for several years now. He is friendly, helpful and very knowledgeable and is able to explain things simply. This means that we have confidence in his advice and can sleep soundly at night. We recently had our annual review. Our portfolio had outperformed the benchmark for the moderate level of risk we have chosen. It also easily outperformed the FTSE 100. We are very happy to recommend him.
I have used Provident Solutions since 2009. I was widowed in 2008 and needed someone who would guide me through investing money so that I could provide for my own future. From the beginning Paul Smith has been very professional but friendly and approachable. He explains everything to me in a way I can understand. He answers all my silly questions and worries with patience and understanding. Through the last 7 Years Paul has given me good, sound advice.
Paul is a very experienced, qualified & knowledgeable Financial Adviser who always questions the client carefully regarding their current financial position, their degree of risk taking & their future needs. He is friendly & very prompt at replying to any questions. He is very trustworthy & can be relied upon to give an excellent service.
Paul has been a great support to me over a number of years. He helped me to plan for my retirement and has continued to advise me on investments since. He explains his recommendations in a straight-forward manner and provides written confirmation and supporting evidence. Meetings with Paul are always relaxed and friendly and I shall continue to rely on his expertise in the future.
I can fully recommend Paul and Provident Solutions. Paul undertook an in depth review of my Financial Planning needs and following research based on those needs identified a number of options which were explained to me fully and in depth, allowing me to make a fully informed decision
Paul Smith is a consummate professional who has been our family's financial adviser for more than a decade. Paul listens to our needs and offers sound solutions always seeking the most effective results for us as clients.
Paul Smith has a very professional approach and gives honest, straightforward advice
Paul Smith was a great help and was friendly but professional.
I would have no hesitation in recommending Paul Smith to family, friends or business associates.”
Paul Smith has a wide knowledge of financial products and the ability to relate this to individual requirements. The information which Paul provides is detailed and comprehensive. He is approachable and thoroughly professional and I am happy to recommend Paul.
Paul's advice is personal, professional and well researched. Recommendations are grounded in sound logic and always clearly explained. I am happy to recommended the lifestyle planning service he provides.
I've been taking pensions advice from Paul for several years now. He has an excellent knowledge of the subject and never fails to find investment funds that exceed or match the returns in their sector.
As a 19 year old student interested in business, my father introduced me to Paul and his service a couple of years ago. With the content seeming very complicated and detailed, Paul has been a great help in making it easy to understand as a client, while maintaining great humour throughout. He strikes me as a very conscientious advisor, alongside being the sort of man who could get along with anyone. Second to none in terms of communication.
Very informative & precise financial advice making it easy for us to understand. Created an excellent package for our finances for the future.
Excellent service: I would not hesitate in recommending Provident Solutions to anyone. 10 out of 10.
We were really pleased with the prompt & professional service provided by Paul Smith of Provident Solutions. It took all the worry out of sorting out the best Annuity for my pension funds. Paul was very informative, and explained everything in simple terms which we could follow. We will definitely use Provident Solutions again if we need any more financial advice in the future and would certainly recommend them to our friends. Many thanks again.
The service provided was very thorough - 5 star rating, Paul explained things clearly and the advice on Pensions was excellent.
Provident Solutions have proved to be a reliable and proficient service. Following our initial enquiry I was able to make an appointment almost immediately and was given valuable, easy to understand information and advice without pressure or intimidation. I would definitely recommend Provident Solutions and will continue to use their services in the future.
Provident Solutions have provided us with an excellent service and we are very pleased with this. Communication has been fantastic, we always knew where we were. We look forward to continued support in our ongoing changing financial circumstances.
I first contacted Paul Smith of Provident Solutions in early summer and he gave me an extremely comprehensive report to our enquiry resulting in a very satisfactory conclusion. Paul has been very helpful and worked hard for us on our behalf. We would have no hesitation in recommending him to future clients.
Mr Paul Smith was very professional & friendly. Very prompt arriving at our house within 24 hours of our phone call and soon sorted out my private pension. We would definitely recommend Paul from Provident Solutions. Information was explained in detail and in a way that we could easily understand. Honest advice. Everything perfect – 10 star rating.
Really really pleased with the service provided. It took all the hassle out of my re-mortgage. It was all done and sorted for me. I didn’t even have to leave home as he came to me. Fantastic!!
As a first time buyer with little knowledge of mortgages it was reassuring to know that Provident Solutions was seeking to get me the best possible deal. I feel confident that the advice Paul and his team gave me helped to achieve the best deal. I would recommend Provident Solutions to all seeking good honest advice without reservation.
After calling other companies about re-mortgaging & receiving advice on only a small amount of mortgages and considering the large amount we would be charged by these companies for their advice, we called Provident Solutions. They stood out against the others. We were impressed with professional and honest advice we received and best of all they did not charge us a fee. They listened to what we wanted and gave us up to date advice and mortgage rates. They did all the hard work and saved us money. We also received free advice on our life cover. A company you can trust.
Whilst dealing with Provident Solutions in seeking an alternative mortgage supplier I found my dealings with your company to be conducted to the very highest standard. All of your staff were friendly, helpful and knowledgeable. My New mortgage that was arranged by Provident Solutions has reduced my monthly payments considerably. Well done, please convey my thanks to all your staff.
Very good, Very Patient, kept me informed.
Exceptional service. Very thorough and professional at every stage of the process. Provident Solutions spent a lot of time with us, explaining all the different mortgage options and finding the most suitable plan for us. Highly recommended.
Just a note to thank you for all your help and support in getting thing sorted out for me, during this very difficult time. With Best wishes
Thought your overall service was excellent, everything was explained in a way I could understand.
Excellent service provided. Paul found information about other Annuity providers very quickly and got quotations on a like for like basis promptly which meant it was easy to compare.
A wonderful service. Paul made the daunting process of obtaining Mortgage and Life Insurance so simple. An honest and Independent overview of Mortgages. Most importantly meetings and phone calls which were promised were upheld. Paul never failed to keep us informed throughout the process of events taking place. No criticisms!!! I have already recommended Paul to a friend.
Good explanations in Layman's terms, an all round excellent service, very efficient and they did what they promised.
Very thorough service with good explanations.
Very good advice explaining what options are the best for our need for safe to moderate risk investments.
Excellent, detailed but well explained, explained all the options well ensuring a feeling of confidence that everything would happen within the timescales required.
Excellent, very clear, efficient & helpful - we would highly recommend them. They didn't 'blind us with science'!
We were both very satisfied with the service provided and the analysis of our new & existing pensions was particularly impressive.
Excellent service, everything was explained thoroughly and in an understandable language. My pension was discussed and a fund agreed upon which was appropriate to my circumstances. Friendly & informative advice from Paul and very pleased with the Trust recommendation for my children.
Very Professional, knowledgeable & friendly, didn’t blind me with technical details or jargon. Gave me all the information necessary without being confused.
We were very impressed with your help and advice, regarding ‘equity release’ and would have no hesitation in recommending your services to our friends. You were very patient and thorough in guiding us through the process, and keeping us informed throughout. It is hard to think of any aspect which could be improved!
Excellent level of customer service, I was kept up to date at all stages of the mortgage process and would certainly recommend to friends & family.
First Class service, the products were well explained and I felt confident about the information given.
I was in a panic, then made one phone call to Provident Solutions, at the end of the day the panic was over and my mortgage was sorted, the next day we signed the mortgage papers and ‘job done’. Wonderful - nothing could have been done better concerning our situation. Excellent service.
As always the service was efficient & comprehensive with excellent communication both by phone & email.
Very helpful & informative service, explained all of my pension options well.
The service provided so far has been very good especially with regards to increasing my pension income. Good explanations in general regarding pensions & investments.
We found the service very helpful and non-biased towards any particular products. We were given excellent advice for us to make an informed decision. The service was friendly and things were put into simple, easy to follow terms.
Listened well then gave us clear & concise advice on the options available to suit our needs we feel Paul pointed us in the right direction.
Well presented advice with no pressure a friendly and excellent service where all of our financial options were well explained.
Paul Smith was very helpful, he explained everything carefully. I was glad he helped with the paperwork. I think the fact he came out to see us was great as finding time to sort out insurance is very difficult.
Thorough, clear and complete service - we should have used Provident Solutions years ago. A good personal service with no hassle.
We thought your service was fantastic! You always kept us up to date and we have no doubt that you got us the best deal for our situation. It made the experience of buying our first home an enjoyable one. Everything was communicated and explained well in a very efficient manner.
Very good service, Paul Smith explained everything in fine detail which from previous experience with Financial Advisors has never been done before.
The service was very good, efficient and prompt and conducted in a professional, pleasant and polite manner. Everything was explained clearly. I now know where to turn to with any future financial problems.
|Client Login Support|
|Copyright © Provident Solutions Ltd 2002 - Follow @ProvidentAdvice Wills & Estate Planning back to top of page|